SCENE 01 / PRODUCTION INSURANCE
Production Insurance in Saudi Arabia
Comprehensive insurance solutions for film productions in Saudi Arabia.
Production policies guard against the money risks built into filmmaking. In Saudi Arabia, GOSI (General Organization for Social Insurance) protection is required for workers. Heritage sites need their own liability terms too. This is especially true at the UNESCO-listed sites around AlUla. That policy must be OK'd by the Royal Commission.
We set up policies through Saudi and global brokers. These brokers know Gulf region film risk well. Our team builds plans that meet GOSI needs. They also meet Royal Commission heritage rules and global distribution terms.
Capabilities
Complete Insurance Solutions
Expert production insurance protecting your cast, crew, equipment, and operations.
01
Production Coverage
- Cast insurance
- Negative/media coverage
- Props & sets
- Extra expense
- Errors & omissions
Complete Protection
02
Equipment Insurance
- Camera equipment
- Lighting & grip
- Sound equipment
- Specialty gear
- Hired equipment
Gear Protection
03
Crew Coverage
- Workers compensation
- Employer liability
- Travel insurance
- Medical coverage
- Accident insurance
Team Safety
04
Liability Insurance
- Public liability
- Property damage
- Third party coverage
- Location liability
- Vehicle insurance
Risk Protection
Professional Insurance Services
Comprehensive Coverage
Custom insurance packages covering all production risks from cast and equipment to liability and errors & omissions.
Saudi Compliance
All coverage meets Saudi regulatory requirements including mandatory employer liability and location-specific requirements.
Claims Support
Full claims management from initial reporting through resolution, advocating for your interests with insurers.
Insurance Statistics
Why Us
Why Choose Fixers in Saudi Arabia for Insurance
01.
Specialized Expertise
Our entertainment policy pros know the unique risks of film work. They know the protection you need.
02.
International Coverage
We reach global underwriting markets. This means protection that global shoots and sites accept.
03.
Competitive Rates
We work with top insurers. This gives fair prices and keeps policy quality high.
04.
Full Service
We handle the full job. We start with placement and stay through claims and policy admin.
Our Insurance Process
Risk Assessment
We study your insurance needs. We base this on your scope, sites, and work.
Coverage Design
We build a custom package. It gives full scope and fits your budget.
Placement
We place your policy with skilled entertainment insurers. This secures fair rates and terms.
Production Support
We give ongoing support. This handles certificates, claims help, and policy changes.
On Location
Saudi production insurance routes through Tawuniya, Bupa Arabia, and Walaa Insurance for primary cover, with Lloyd's of London cross-border facultative on big international jobs, GOSI workers-comp baseline mandated by Ministry of Human Resources, and rider language tuned for haboob sandstorms, 50°C summer heat, and GACA aerial ops
Saudi production policies sit in two main layers. Domestic primary protection flows through Tawuniya (the largest insurer in the Kingdom, listed on Tadawul), Bupa Arabia (the top medical-plan pro), and Walaa Insurance. The Saudi Central Bank (SAMA, regulator post-2020) and the Insurance Authority oversee them all.
These layers extend to gear all-risks, cast cover, errors and omissions, public liability, employers' liability, business interruption, and short-form weather extension. For larger global shoots, cross-border facultative reinsurance routes through Lloyd's of London markets and the Dubai International Financial Centre (DIFC). This brings higher limits, big completion bonds, and producer guarantee bonds.
GOSI (General Organization for Social Insurance) gives the required workers-compensation and end-of-service benefits for all contracted crew. This sits under Ministry of Human Resources rules. It is needed for each Saudi production, no matter the size.
A few Saudi-specific endorsements recur across production policies. The first is extreme-heat shutdown protection for summer (June-September) at AlUla, NEOM, and the Empty Quarter, where heat hits 45-50°C. The next is sandstorm (haboob) interruption protection for the March-May season, when visibility can drop to zero in minutes. There is also Ramadan-month night-shift relief, since daytime fasting shrinks the shoot window. And policies need Hijri-calendar awareness when they span Eid Al-Fitr, Eid Al-Adha, or Hajj, where holiday access limits can halt the shoot.
GACA aerial-ops endorsements include drone and helicopter work. They carry separate sub-limits for AlUla airspace (under Royal Commission for AlUla / Film AlUla), NEOM airspace, and the Mecca off-limits zone. The Two Holy Mosques in Mecca and Medina are left out of filming policies. Non-Muslim access is barred, and any policy naming those sites gets flagged. We set up with the Saudi Film Commission and Cultural Development Fund on completion-bond needs. This helps incentive-eligible shoots reach the 40% maximum cash rebates.
FAQ
Frequently Asked Questions
What insurance do I need for filming in Saudi Arabia?
At a minimum, you need public liability, gear protection, and often cast cover. We check your shoot and advise on full plans. This can add workers compensation, auto policy, and E&O as needed.
How quickly can you arrange insurance?
We can place standard packages within 24-48 hours. Hard shoots or special terms may need more time. We give certificates within 24 hours of binding.
Does Saudi production insurance differ from other countries?
Yes. Saudi Arabia requires employer liability terms. Some sites may need higher public liability limits. We make sure all policies meet Saudi rules.
How do you handle claims?
We give full claims support. This covers first reporting, records help, and pushing your case with insurers. Our goal is a fast fix with little disruption to your shoot.
Related Services
Productions in Saudi Arabia that need this often pair it with Filming Permits & Licenses, Contract Management Services, and Health & Safety Compliance for full coverage. Most projects also draw on Safety Officers.
On Set
Ready to Protect Your Production?
Comprehensive insurance solutions giving you peace of mind throughout production.